Lead the Fight Against Elder Abuse

and earn CRA credit.

CRA Partners is a turnkey CRA compliance program powered by the Senior Housing Crime Prevention Foundation. The Foundation operates Senior Crimestoppers, a nationwide crime prevention program educating and safeguarding against theft, abuse and neglect. Senior Crimestoppers is funded exclusively by the banking industry.

Partner with us and you will satisfy your bank’s CRA requirements, boost your community relations profile and develop new business relationships, while ensuring safe, secure senior living environments, HUD communities and state veterans homes.

JOIN US TODAY

Community Impact Review — Our newest Community Impact Review highlights examples of how banks are enhancing the lives of the elderly in their communities. Click THIS LINK to view the electronic copy, or see the one-page summary HERE. Crossing a New CRA Asset Size Threshold? — Since the beginning of the coronavirus pandemic, the total assets of all U.S. commercial banks have grown by more than $5 trillion—that’s trillion with a “T.” This unprecedented balance sheet expansion, as well as the continued trend of consolidation in the industry, has pushed some community banks into a new Community Reinvestment Act (CRA) asset-size categorization sooner than anticipated. THIS ISSUE BRIEF will discuss:

The increased regulatory expectations associated with moving up from being a small bank to an intermediate small bank (ISB) or from an ISB to a large bank.
Strategies community banks can use to successfully manage these growing pains and demonstrate compliance.

CRA Webinars

Learn on the web

CRA Partners produces live complimentary webinars for banking professionals. For more information, email [email protected] or call (877) 232-0859.

November 02, 2023 – ICBA issues high-level summary of CRA final rule Read Here
December 13, 2023 – THE CRA COLLABORATIVE will meet Dec. 13 for a deeper dive into rule modernization. Click HERE to become a member.

Please contact me about Earning CRA Credit By Protecting Local Seniors

Meaningful CRA Credit
- 100% turnkey solution, no administrative burden or ongoing monitoring
- Flexible, low-risk funding options
- CRA-qualified loan, investment and service test credit
- Detailed LMI documentation for CRA exam
- Endorsed by the ICBA
- Strong banking relationships in over 30 states
How It Works

Loans, Investments and Grants
Your bank makes a CRA-qualified community development loan, investment or grant to CRA Partners to support the Senior Crimestoppers program in senior housing facilities, HUD communities and state veterans homes (at no cost) in your assessment area.

Low–Risk
All loans and investments are fully collateralized by CRA-qualified securities selected by your bank.

Yield
The yield on your loans and investments is based on the yield paid on the security you use to collateralize the loan or investment, less a portion we retain to support our program.
Positive Community Impact
The cumulative community impact through the collateral purchased on behalf of our bank partners is approximately $265 million:
- 17,540 affordable rental housing units
- 1,289 home mortgages for low-to-moderate-income families
- $250,000 in affordable healthcare services
- $10.1 million in economic development
- $21.4 million in statewide homeownership programs and down payment assistance
- $4.7 million in job creation and small business development
CRA Support
CRA Partners understands the challenges community banks face meeting regulatory requirements. With rule changes and staff turnover, it can be difficult to determine the best path forward for your bank to fulfill community reinvestment goals and obligations, track them, and clearly communicate value to examiners. Our CRA Support can help bridge any gaps your bank may be facing and set you on the best path forward.
- CRA Training
- CRA Ratings Appeal
- Self-Assessment
- Assessment Area Analysis
- Branch Distribution Analysis
- Community Development Activity Evaluation
- Strategic Plan Development
- Peer Analysis
- Lending Analysis
- CRA Compliance Program Review
- More details HERE

Earn service test credit through community outreach

Bankers are often seen as the front line of defense in protecting their elderly customers from financial abuse. And the “front line of that front line” is proactive prevention education for elderly customers and the community at large. The following financial education tool can be applicable for CRA Service Test Credit when used at an event attended by LMI individuals.

Video Toolkit

Preventing Elder Financial Abuse

Adapted from the FDIC/CFPB “Money Smart for Older Adults,” this toolkit gives your bank the ability to educate any size group in your community on how to look for signs of elder financial abuse and how to prevent it.

Instant seminar for community groups and local seniors
30-minute presentation
Press kit, attendee handouts and bank training handouts
Free to SHCPF participants
Applicable for CRA Service Test Credit when used at an event attended by low- to moderate-income individuals

REQUEST ACCESS NOW

Click "Access the Toolkit" to view and download our educational toolkit exclusively for member banks or banks that have purchased the toolkit. This is a password-protected page. Please email [email protected] to obtain the password.

Access the Toolkit

Powered by the Senior Housing Crime Prevention Foundation