CRA Exam Excerpts:
How Credit is Granted

Your bank may earn CRA credit in three ways:

  • For the principal of your financial commitment, either as a community development loan or as a qualified investment.
  • On interest retained by the Foundation each year as a grant under the investment test.
  • Grants to the Foundation that can be counted under the investment test.

Examples of CRA Examinations

The PDF documents linked below are CRA Performance Evaluations of our partner banks. The highlighted portions of the reports are typical descriptions by FDIC, OCC or Federal Reserve examiners summarizing how each bank’s support of the Senior Housing Crime Prevention Foundation and Senior Crimestoppers contributed to its CRA rating.