CRA Partners

Lead the Fight Against Elder Abuse

and earn CRA credit.

CRA Partners is now ICBA CRA Solutions. Please visit

Partner with us and we can help you satisfy your bank’s CRA requirements, boost your community relations profile and develop new business relationships, while ensuring safe, secure senior living environments, HUD communities and state veterans homes.


Community Impact Review — Our newest Community Impact Review  highlights examples of how banks are enhancing the lives of the elderly in their communities. Click THIS LINK to view the electronic copy, or see the one-page summary HERE.   Crossing a New CRA Asset Size Threshold? Since the beginning of the coronavirus pandemic, the total assets of all U.S. commercial banks have grown by more than $5 trillion—that’s trillion with a “T.” This unprecedented balance sheet expansion, as well as the continued trend of consolidation in the industry, has pushed some community banks into a new Community Reinvestment Act (CRA) asset-size categorization sooner than anticipated. THIS ISSUE BRIEF will discuss:

  • The increased regulatory expectations associated with moving up from being a small bank to an intermediate small bank (ISB) or from an ISB to a large bank.
  • Strategies community banks can use to successfully manage these growing pains and demonstrate compliance.

CRA Webinars

Learn on the web

CRA Partners produces live complimentary webinars for banking professionals. For more information, email [email protected] or call (877) 232-0859.

  • November 02, 2023 – ICBA issues high-level summary of CRA final rule Read Here
  • March 21, 2024 – Webinar: Optimizing your CRA Program Click HERE to learn more.

Please contact me about Earning CRA Credit By Protecting Local Seniors

    • Meaningful CRA Credit
      • 100% turnkey solution, no administrative burden or ongoing monitoring
      • Flexible, low-risk funding options
      • CRA-qualified loan, investment and service test credit
      • Detailed LMI documentation for CRA exam
      • Endorsed by the ICBA
      • Strong banking relationships in over 30 states
    • How It Works

      Loans, Investments and Grants

      Your bank makes a CRA-qualified community development loan, investment or grant to CRA Partners to support the Senior Crimestoppers program in senior housing facilities, HUD communities and state veterans homes (at no cost) in your assessment area.


      All loans and investments are fully collateralized by CRA-qualified securities selected by your bank.


      The yield on your loans and investments is based on the yield paid on the security you use to collateralize the loan or investment, less a portion we retain to support our program.
    • Positive Community Impact
      The cumulative community impact through the collateral purchased on behalf of our bank partners is approximately $400 million:
      • 26,265 affordable rental housing units
      • 1,691 home mortgages for low-to-moderate-income families
      • $250,000 in affordable healthcare services
      • $10.1 million in economic development
      • $121.4 million in statewide homeownership programs and down payment assistance
      • $4.7 million in job creation and small business development
    • CRA Support
      Community banks face challenges meeting regulatory requirements. With rule changes and staff turnover, it can be difficult to determine the best path forward for your bank to fulfill community reinvestment goals and obligations, track them, and clearly communicate value to examiners. Our CRA Support Services can help bridge any gaps your bank may be facing and optimize your compliance efforts.
      • CRA Training
      • Self-Assessment
      • Peer Analysis
      • CRA Compliance Program Review
      • Branch Distribution Analysis
      • Assessment Area Analysis
      • Community Development Activity Evaluation
      • Strategic Plan Development
      • CRA Action Plan
      • CRA Community Contact
      • CRA Ratings Appeal
      • More details HERE
    • CRA Education & Training
      We understand that a variety of community banking roles are often tasked with CRA responsibilities. That is why we offer content for not only those new to CRA, but also for more experienced professionals that want to deepen their knowledge.  We structure CRA education based on your needs, and will guide you through the all the nuances of the new rules and how they will affect your bank.  
      • CRA Toolkit
      • CRA Action Plan
      • CRA Scorecard
      • CRA Policy

    Our Simple Process Flow 

    CRA Partners is your partner every step of the way – from participation to examination.

    CRA Exam Excerpts 

    From FDIC, OCC and Federal Reserve performance evaluations

    Earn service test credit through community outreach

    Bankers are often seen as the front line of defense in protecting their elderly customers from financial abuse. And the “front line of that front line” is proactive prevention education for elderly customers and the community at large. The following financial education tool can be applicable for CRA Service Test Credit when used at an event attended by LMI individuals.

    Video Toolkit

    Preventing Elder Financial Abuse

    Adapted from the FDIC/CFPB “Money Smart for Older Adults,” this toolkit gives your bank the ability to educate any size group in your community on how to look for signs of elder financial abuse and how to prevent it.

    • Instant seminar for community groups and local seniors
    • 30-minute presentation
    • Press kit, attendee handouts and bank training handouts
    • Free to SHCPF participants
    • Applicable for CRA Service Test Credit when used at an event attended by low- to moderate-income individuals

    Click "Access the Toolkit" to view and download our educational toolkit exclusively for member banks or banks that have purchased the toolkit. This is a password-protected page. Please email [email protected] to obtain the password.

    Powered by the Senior Housing Crime Prevention Foundation
    SHCP Foundation